Credit Card:
Streamline your credit card program with iServeU's powerful Credit Card Management System (CCMS) and API, providing a comprehensive solution for managing every aspect of your credit card. Leverage our user-friendly interface to create custom card designs, personalize messaging, and reinforce your brand identity. Seamlessly manage users, card inventory, and fulfillment through our Credit card API-driven system. Experience instant account creation and Credit Card Issuance, making credit decisions in real-time and activating virtual cards instantly. Take control of card spend management with customizable limits and comprehensive spend visualization. Maximize efficiency by identifying users for targeted notifications and optimizing account parameters.
The three pillars of launching a modern credit card program
Personalised
Virtually every part of the customer’s credit journey from rewards to payments can be tailored and customized to segments or even individual card holders.
Digital first
From onboarding to the credit card issuing to engagement with card holders our credit card stack is built for the digital and mobile-first consumer.
Intellegent
Our stack allows banks to utilize data at the program, user, and transaction levels to power custom and real-time decision capabilities to provide offers, recommendations, and more.
Our offerings
As a leading credit cards API provider company, we offer a range of key features to enhance your credit card program
How we help banks to launch credit card programs quickly?
Dashboard
Design foundational components of credit card program and get to market via an intuitive user interface.
Utilize built-in product creator/approver workflows to enforce internal controls and reduce business risk
Card Fulfillment
Personalize the look and feel of your cards with custom logo design, messaging, and graphics thatreinforce your bank’s brand
Optimize your card products by managing users, card inventory, and fulfillment via our APIs
Instant account creation and card issuing
Open accounts with instant credit decisions via APIs with user’s individual parameters
Create and activate virtual cards instantly
Rewards
Leverage our rewards engine to design differentiated value propositions using multiple data points
Reward in real-time and allow flexible redemptions such as cashback or reward points or integrate with e-commerce partners
Card spend management
Allow your customers to set limits on usage across MCC, transaction type, geographic boundaries, and many more parameters which are not offered to customers
Allow your customers to visualize their spending across MCC, Date, Merchant ID, and other parameters
Account Parameters
Identify users or groups of users who make monthly payments but are not utilizing cards significantly
Select customers with lower APRs or customers whose credit limit can be increased and send them notifications