DMT | AEPS | mATM | BBPS | QR UPI Code - iServeU


Domestic Money Transfer (DMT)

iServeU’s wallet system is linked with multiple bank’s IMPS switch to operate Domestic Money Transfer smoothly. Our Domestic Money Transfer or DMT is the most robust way to deposit cash within 15 seconds in any bank account across India through sender’s mobile number only.


Retailer opens a wallet on behalf of sender through an OTP based verification of sender’s mobile number. Bank account or any other details of sender is not required for DMT. No need to visit bank branch or CDMs and wait for hours to deposit money. Cash Deposit can be done through any authorized points of iServeU in India. This service is available 24X7 and in holidays also.

Key Highlights:

  • Single Page Remittance App
  • Transfer Money in 3 Clicks
  • 450+ Banks available in Platform
  • Beneficiary Verification
  • Smart Beneficiary Addition
  • Automatic Refund
  • Bulk Transfer
  • Secure & Risk Mitigation
Domestic Money Transfer
Aadhaar Enabled Payment System

Aadhaar Enabled Payment System (AEPS)

AEPS or Aadhaar ATM is the most convenient way to withdraw cash and enquiry bank balance using Aadhaar number and fingerprint. In partnership with RBL Bank Ltd, iServeU aims to provide hassle-free banking service to nation who wants to withdraw money and enquiry bank balance.


Retailer connects any UIDAI certified biometric device with his computer or android smartphone for Aadhaar authentication. Aadhaar Number, Bank Name and Fingerprint – These are the minimum details required of a walk-in customer who wants to withdraw cash. Customer’s Aadhaar should be linked with his bank account. No need to provide additional bank details like account number, IFSC to retailer. No need of visiting bank branch or ATM to withdraw cash. This ATM service is available in any authorized point of iServeU in India.

Key Highlights:

  • Cash Withdraw through Aadhaar number
  • Balance Enquiry using Aadhaar Number
  • Instant Settlement to Wallet
  • AI-enabled Bank Selection
  • AI-enabled Amount Selection
  • Safe & Secure biometric authentication
  • Holiday Banking
  • Attractive Commission for Retailers
  • No Extra Charge for Customer

Micro ATM (mATM)

Micro ATM or mATM is an alternate way of AEPS to withdraw cash and enquiry bank balance using Debit card. iServeU process transactions through android app using a card reader ATM device. This product operates under National Financial Switch (NFS) and guidelines of NPCI.


Initially Micro ATM device pairs with iServeU android app through Bluetooth connectivity. Customer’s Debit card and ATM PIN is the only requirement to process withdraw or balance enquiry transaction. Unlike AEPS there is no limitation for transaction through Micro ATM. Customer can withdraw as per card issuer bank’s limitation. Micro ATM has become popular as this is the most reliable way for withdraw transactions.

Key Highlights:

  • All Debit Cards Accepted
  • Cash Withdraw & Balance Enquiry
  • Seamless Connectivity via Bluetooth
  • Instant Settlement to Wallet
  • Works in Holiday/Non-Banking Hours
  • Attractive Commission for Retailers
  • No Extra Charge for Customer

Life Insurance & HospiCash

Along with deposit and withdraw services, approaching customers can also avail insurance policy at iServeU touch points by providing their mobile number and minimum details. In association with Kotak Mahindra Bank Ltd, iServeU was the first company in India to launch Kotak Life Insurance and HospiCash at retail points.

1 Lakh and 2 Lakhs- these 2 variants of policies are available under Kotak Life Insurance. HospiCash is the most affordable insurance policy available in current Indian market. 3 kinds of insured benefits are available under HospiCash- Hospitalization Cash, Permanent Disability and Death.




Hospitalization Cash

Hospitalization Cash

Daily cash amount of Rs 500 paid to the policyholder for each day of Hospitalization ( Max. 30 day per year ) in any hospital. Produce the discharge certificate to avail the benefit. Pre-existing diseases waiting period applicable

Permanent Disability

Permanent Disability

Up to Rs 1,00,000 benefits for Permanent Total Disability due to accident within 1 year of availing the policy. E.g: Loss of Limbs, Complete loss of eyesight etc.

Death Hospicash


Rs 1,00,000 of insurance payment to nominees of policy holder if death occurs is due to accident then eligility for payment of Rs 2,00,000

Key Highlights:

  • Life Insurance of 1 Lakh & 2 Lakhs
  • Easy Claim Process
  • Higher Margin Structure
  • Affordable Life Cover
  • 3 insured benefits in a single policy
Micro Lending

Micro Lending

Grow your business with our easy working capital loans. Retailers and Partners with minimum 2 months of on-boarding and good transaction volume can apply for loan in their application.

Key Highlights:

  • Nominal Interest Rate
  • Tenure will be decided by the partners
  • Flexible EMI Module
  • Business Micro Loans for Channel Partner and Retailers
  • Zero Risk
  • No Late repayment fees

Pay Bill

iServeU has tied up with bank alliances, to provide uninterrupted service in Bharat Bill Payment System (BBPS) and Recharge. All bill operators are interconnected in this BBPS and more than 100 recharge and bill operators are associated with us. In BBPS we have offerings like Mobile Bill Payment, Landline Bill, Electricity, Broadband, Water and Gas Bill Payment. Along with that DTH and Postpaid bill payment is a major part in Recharge.

Key Highlights:

  • Mobile, DTH, Data Card & Postpaid
  • Utility Bill Payment (Electricity, Gas, Life Insurance)
  • Automatic Refund Process
  • All States Utility Bill Payment Operators
  • 100+ Operators under a single platform
  • DTH & Postpaid Recharge
iServeU pay bill


Can you imagine a day without your smartphone? Mobile phones are an essential part of our lives and imagining a day without them is quite impossible for us. But without recharging our phone, it’s similar to another box of no use. So, to have all the facilities like calls, internet, or to run various applications, we need to recharge our mobile on time. iServeU recharge provides an effortless experience of making online mobile recharge easy & instant. Recharge your phone instantly with the Latest recharge plans and talk to your loved ones without worrying about balance. Also, you can avail some of the exciting recharge cashback at any time and from anywhere. In the iServeU recharge portal, you just need to enter your mobile number and your operator’s details and circle info will automatically appear.

Key Highlights:

  • Speedy online recharge
  • Flexible payment options
  • Safe and Secure Recharge
  • Instant Notification via Text
  • Easy & Instant Postpaid recharge
  • Browse through different data plans
  • Prepaid plans come with different Talktime
iServeU Recharge