Aadhaar Enabled Payment System (AEPS)


NPCI’s Aadhaar Enabled Payment System (AEPS) is a bank led model which allows online interoperable financial transactions at POS (Point of Sale) through UIDAI or Aadhaar authentication of customer. This enables services like Cash Withdraw and Balance Enquiry. Business Correspondent Agent or BC Agents can be on-boarded in iServeU or it’s any partner’s platform by just submitting their KYC and CSP On-Boarding Form. In order to mitigate the unavailability of Bank Branches, ATMs and long queues any customer can walk in to our nearest authorised retail point to avail withdraw facilities. iServeU’s AEPS platform is the most secure and reliable platform.

AEPS or Aadhaar ATM is the most convenient way to withdraw cash and enquiry bank balance using Aadhaar number and fingerprint. In partnership with RBL Bank Ltd, iServeU aims to provide hassle-free banking service to nation who wants to withdraw money and enquiry bank balance.


Retailer connects any UIDAI certified biometric device with his computer or android smartphone for Aadhaar authentication. Aadhaar Number, Bank Name and Fingerprint – These are the minimum details required of a walk-in customer who wants to withdraw cash. Customer’s Aadhaar should be linked with his bank account. No need to provide additional bank details like account number, IFSC to retailer. No need of visiting bank branch or ATM to withdraw cash. This ATM service is available in any authorized point of iServeU in India.

Key Highlights:

  • Cash Withdraw through Aadhaar number
  • Balance Enquiry using Aadhaar Number
  • Instant Settlement to Wallet
  • AI-enabled Bank Selection
  • AI-enabled Amount Selection
  • Safe & Secure biometric authentication
  • Holiday Banking
  • Attractive Commission for Retailers
  • No Extra Charge for Customer


Q. How much cash can be withdrawn through AEPS?
A. Maximum 5 Transactions and 10,000/- per Aadhaar Number per Day.
Q. Is Transaction possible without aadhaar linking of bank account?
A. No.
Q. How secure it is as customer is sharing Aadhaar number?
A. It’s completely secure as iServeU is not storing any Aadhaar data as per UIDAI guideline.
Q. Is there any extra charge for customer?
A. No.
Aadhaar Enabled Payment System
Aadhaar Enabled Payment System