Life Insurance is an agreement or legal contract between insurance policy holder (customer) and the insurance provider. The customer pays some money on behalf of the beneficiary in exchange of a premium. These facilities are applicable upon death or injury of beneficiary/policy holder. The customer pays amount either monthly basis or at a time. If we will see the history, Life Insurance is being offered by banks always and this is available for tech-savvy customers. The workers, labours and unbanked people are far from access of these kind of facilities. Even some Insurance broking agencies are putting a lot of efforts, but it’s very tough to reach the last mile rural connectivity. We at iServeU believe, Insurance is not a service it’s a basic need and it should be accessible to each and every one. In order to mitigate that gap iServeU is providing Life Insurance and HospiCash facility at all BC Agent outlets in association with Kotak Mahindra Bank Ltd.