Micro ATM or mATM is a card swiping device where all banks are connected with their Core Banking Systems. This mATM device has facilities to swipe debit card or insert chip enabled debit cards. Micro ATMs are man-handled point of sale terminals which can be deployed in any retail point, kirana shops or any stores. This device connects with iServeU’s Android app enabled smartphone through Bluetooth. Using mATM device and Smartphone, business correspondent agent (BC Agent) can disburse services like; Cash Withdraw and Balance Enquiry by swiping a debit card and using 4 digit ATM PIN. mATM device is portable and easy to use. It is way more cost effective than Bank’s large ATMs or any bank branch. iServeU was the first company to launch Micro ATM in India on the month of September, 2018. To mitigate the traditional problems like standing in a long queue in bank branch or ATM, bank CBS down issue or shortage of cash in ATMs iServeU introduced this device.