Micro Lending


Lending is the process of giving loan by any organisation or any individual to the borrower. Lending system in India works on history or CIBIL score of borrower. Any sound salaried or business person can apply for a loan at any bank or NBFC. But more than 60% population in India are still not eligible for loan from banks. Our Business Correspondent Agents (BC Agent) are those SMEs or village level entrepreneurs who are the backbone of India. Today’s economy of country depends upon them mostly. But they are not eligible for the process of loan systems in India. Hence iServeU is with them to support financially through advance “Micro Lending” platform. BC Agents can boost up their business with the help of iServeU lending or Loan Disbursement Solution.

Grow your business with our easy working capital loans. Retailers and Partners with minimum 2 months of on-boarding and good transaction volume can apply for loan in their application.

Key Highlights:

  • Nominal Interest Rate
  • Tenure will be decided by the partners
  • Flexible EMI Module
  • Business Micro Loans for Channel Partner and Retailers
  • Zero Risk
  • No Late repayment fees


Q. What is the range of loan available for retailers?
A. Minimum- 30,000/- and Maximum 20 Lakhs
Q. What is the processing time to get a loan approval?
A. 2-5 Business Days
Q. How EMIs will be deducted?
A. From Retailer’s Wallet
Q. What is the tenure of loan?
A. Flexible
Micro Lending