iServeU | Banking as a Service | Banking Infrastructure Provider

Credit line on UPI

iServeU’s Credit Line on UPI is designed to offer a preapproved borrowing mechanism, allowing your customers to make payments to any beneficiary even when their linked accounts or wallets lack the required balance. Our platform provides end-to-end customization of your lending products and credit lines, with simplified repayment patterns and an advanced analytical dashboard. Our aim is to transform your payment solutions and provide unmatched borrowing experiences for your customers.

Unique features

Credit Scoring Algorithms

Seamless integration of UPI Infra

Automated Underwriting Process

Comprehensive repayment scheduling & collection Module


  • Removes the need for tedious documentation & filing

  • Offers quick and secure access to credit data

  • Easily manages multiple loan accounts

  • Highly transparent and accessible lending journey

  • Plug-and-play solution

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