Enable UPI-Based Cash Withdrawals Without ATM Infrastructure
Turns any bank-authorized agent into a live cash dispensing point. No biometric devices, no Aadhaar linkage, no debit cards. Built on iServeU's UPI Switch layer, the UPI Cash Point solution lets banks, fintechs, and BC networks offer instant cash withdrawals using UPI that millions of Indians already use.
Zero Hardware Investment
Best-in-Industry Commissions
Instant Wallet Credit
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A Complete UPI Cash Withdrawal Platform
No Hardware Dependency
Eliminate ATM hardware, biometric devices, debit cards, and Aadhaar linkage entirely
Built on iServeU's UPI Switch
Industry-grade switching infrastructure converts any agent counter into a live cash dispensing point
Zero Onboarding & Subscription Cost
Retailers and agents join the network at zero onboarding cost, with no recurring subscription or renewal charges.
Best-in-Industry Commission Structure
Earn industry-leading commissions of up to 100% while operating on a platform that supports retailer credit limits of up to ₹15 lakh— an additional revenue stream at the existing counter.
Activate Underutilized Agent Networks
Existing BC agents go live extending cash access without new devices
Failure-Free Transactions
Dynamic QR-based UPI payments complete in seconds — no waiting, no device errors, no failed authentication.
From Request to Cash — In Seconds
Payment Request
Agent initiates the payment request.
Dynamic QR
A dynamic QR code is generated instantly.
Customer Pays
Customer scans the QR and pays using any UPI application.
Instant Credit
Withdrawal amount and commission are instantly credited to the partner wallet.
Cash Delivered
Customer instantly receives cash from the retailer.
ATM/MATM vs UPI Cash Point
A smarter, cardless way to withdraw cash using UPI.
| Factor | ATM / MATM | UPI Cash Point |
|---|---|---|
| What the customer needs | A physical debit card and a PIN | Just their phone and any UPI app |
| Hardware at the shop | MATM device / card swipe machine | None — just a QR displayed on any Android screen |
| Reach | Limited where ATMs and devices are scarce | Any onboarded shop instantly becomes a cash point |
| Card fraud / skimming risk | Card and PIN are exposed at the point | Cardless — nothing is handed to the shop |
| Retailer earning | Depends on the device model | Commission on every withdrawal- funded by the market's highest partner commission (up to 100%) |
| Go-live for the retailer | Procure and provision a device | Enable the feature and start scanning |
What the customer needs
Hardware at the shop
Reach
Card Fraud / Skimming Risk
Retailer Earning
Go-live
Turn Every Agent Into a Cash Point
Whether you’re a fintech extending cash access without new ATMs, a bank activating underutilized BC agents, or a BC network reaching customers in low ATM-coverage areas, UPI CashPoint reduces the cost of running a cash withdrawal point while adding one of the industry’s most rewarding commission opportunities to existing infrastructure.
