
February has been a month of significant milestones, from global certifications that
reinforce our security infrastructure to establishing thought leadership at some of
India’s most prestigious fintech platforms. Here’s a glimpse of what made February
impactful for us.
iServeU 3DS Server Certified for Visa Secure & SecureNxt
iServeU’s 3DS Server has received official certification approval from both Visa and NPCI – a dual recognition that places our authentication infrastructure at the highest level of global compliance.
Certified under:
Visa Secure Program
SecureNxt – NPCI’s 3DS Authentication Standard

Our 3DS Server now meets the most stringent authentication and security standards for Card-Not-Present (CNP) transactions – giving our bank partners the confidence to scale online payments securely.
iServeU’s infrastructure is built to meet the demands of modern, real-time digital commerce.
Product Spotlight: iServeU ACS (3D Secure)
iServeU’s Access Control Server (ACS) is the security layer that sits between a cardholder and every online payment they make. Powered by Visa, Mastercard and NPCI, the ACS ensures that Card-Not-Present (CNP) transactions are verified in real time – without slowing down the checkout experience.
Banks Process Transactions. iServeU Protects Them.
The ACS enables multi-channel dynamic
authentication across three verification
methods:
OTP – delivered instantly to the
cardholder’s registered mobile and email
Out of Band (OOB) – app-based push
authentication
Biometric – fingerprint or face verification
for frictionless approval

This ensures that only the genuine cardholder completes the transaction, enabling a frictionless customer experience and full transaction visibility for the bank.
Thought Leadership
At the Black Swan Summit 2026, iServeU’s CTO Sanjib Parida and CEO Debiprasad Sarangi took the stage across key panels. Sanjib spoke on AI-driven fraud prevention and UPI awareness, and how AI-led tech stacks can bridge India’s credit gap through scalable lending infrastructure. Debiprasad walked through India’s payments journey – from T+1 settlements to real-time systems and how AI, tokenisation, and quantum will define the next disruption. Both leaders reinforcing iServeU’s position as a trusted infrastructure partner in India’s payment ecosystem.
Industry Recognition
Events: iServeU at Black Swan Summit 2026
The Black Swan Summit 2026 brought together the Fintech minds and iServeU
showed up with the full stack.
Our booth drew consistent engagement from students, fintech founders and senior industry professionals keen to understand how iServeU’s infrastructure works end-to-end.

